People that work for the man dream about working for themselves all the time. You can just work from home and chill right? Well I read an article and a ton of comments contradicting that theory.

Although you work at home when you freelance, you are always at work. Some work 80 hours a week freelancing to make ends meet. The pay is often sub par. You also will encounter a bunch of non-paying clients.

On a different note, it is hard to get a loan if you are self employed. You do get to be your own boss. But there is a heavy price to pay. You also spend a lot of time getting gigs. These costs may very well be just too high for me to go at it alone 100%. I am not willing to jump into a severe test of character if the rewards are not high enough.